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Some things are easier said than done, especially when you’re just starting or even well underway in becoming an e-commerce entrepreneur.

One of them is money management.

Assuming you’ve created and committed to a practical plan for your success, you’ll find your new enterprise taking a virtual life of its own.

Even if you’ve got a tight rein on it, your beast needs to be fed, which takes time and money.

Of course, the ultimate objective will be for it to start returning your time to you. That’s what makes your efforts all worthwhile.

As to the money, expenses are obviously inevitable, and sooner or later, the issue of debt must be addressed.

The intent is clearly to avoid debt matters ever getting to that point. The fact is, debt can be a useful resource, and one of its most familiar and convenient vessels is the credit card.

Its trade-offs for making purchases now and paying later — in full or in part — need no further discussion.

Its benefits do.

In their zeal to attract customers, credit card purveyors market them as everything from vehicles of added value to status symbols. Their marketing has even spawned a unique niche known as churners.

As a result, we’re tempted to use them to pay for virtually anything.

Even the wealthy go hunting for their preferred credit card perks.

Here are the results of a survey that asked people with $100,000 or more in investable assets what they actively seek in their credit cards:

credit card reward preferences

Rich dudes and dudettes are clearly an attractive target market. Who wouldn’t pull out the stops to get their business?

It doesn’t take an exceptional grasp of the obvious to deduce where they’re getting the scratch to cover their own costs:

How Regular Folks Pay For The Credit Card Rewards of The RichWhat else is there to say, but …

Whether using credit cards to cover sudden business expenses — beware of shiny objects, though! — or scale up your operations, your ideal scenario is to take advantage of every feature they offer without falling into a negative situation.

The simple solution is to treat them like debit cards.

With all that’s involved in establishing your online business, sometimes the daily monitoring of expenses you put on your cards — from minor to major — might get away from you.

It can happen to even the most diligent.

That’s because there’s a passive wayMint and Prism that track virtually all of your online activity.

The most ubiquitous payments you make, though, are done via credit cards. Universal money monitoring apps just aren’t set up to do so on a line-item basis.

Yes, it’s essential. It’s gotta be done.

But you only have so much time in the day, and line-item payment is an activity that can fall into neglect, what with everything else that’s in front of you at any given moment.

Fortunately, there’s an app to handle the most mundane of credit card entries as well as the most major while also accomplishing the function of using a credit card like a debit card.

Meet Debitize:

An app like this is beyond important to Millennials and Gen Z’s, as polls show they’re increasingly concerned about debt and need to be more proactive about savings.

They’re also keenly interested in pursuing the Dot Com lifestyle as their initial business career out of school. This only makes sense; they’re the first generations to grow up in cyberspace.

Debitize is beneficial to e-commerce entrepreneurs of any generation:

  • It’s free;
  • Its operations are automated, ie- your daily input isn’t required;
  • It transfers funds out of your checking account with each credit card purchase;
  • It thus immediately pays off the credit card; and
  • It allows users to gain credit card points without worrying about slipping into debt.

What’s more, Debitize maintains a low credit card utilization level for users, helping to increase their credit score.

Here’s the presentation demo from 2016 when the app was first rolled out:

Credit cards are a fact of life in business, especially online business. They’re a variable in your budget that require discipline and control.

Debitz helps with that, allowing you more time to focus on success and a correlating smart saving strategy.

Not to mention a strong strategy for putting those credit cards to work for you:

rewards credit cards