Having more money in your wallet or bank account may be easier than you think.
If you’re just beginning your quest to achieve the Dot Com lifestyle, you may want to cut a few corners without going into all-out service denial while you’re building your stockpile of operating cash.
Sometimes, it’s as simple as tricking your mind.
A few bucks saved here and there can quickly add up. These tips for making your wallet a little fatter can go a long way if you let them. It’ll just take a little bit of work.
1. Ask for new bills in larger denominations.
If you’re using cash, it’s easier to spend old, worn bills rather than crisp bills. It’s also harder for us to justify breaking a $100 bill as opposed to a $10.
2. Shrink your phone data.
By using apps like Onavo, you can make your phone more efficient and avoid overage charges if you don’t have an unlimited data plan. It also tracks how much data each app eats.
3. Find the best airfare by clearing your browsing history.
Airlines and travel sites use your browser’s cookies to see how often you search for flights … and use it against you.
4. Buy discounted gift cards and use them yourself.
5. Some insurance policies can help you save money.
Reimbursements or discounts on gym memberships, renter’s insurance, rental car insurance can be granted depending on your other insurance policies. Make sure to read the fine print.
6. Make sure to time your shopping.
Buying items during certain times of the year will help you save money. Just like summer clothing going on sale at the end of summer or the beginning of fall, other goods have seasonal sale trends.
7. Be aware of how amenities may increase your rent.
Having a laundry in your own unit can increase the rent, as well as air conditioning. Being far from a city center can also drastically help you save money on rent.
8. Use your smartphone as much as you can.
Most people use their phone for calling, texting, browsing the net, social media and GPS, but you can do so much more. Your phone can even help make you money.
9. Don’t let your old cell phones gather dust.
10. Avoid vampire charges.
These are also known as trickle charges. They’re what you pay to keep your appliances and electronics plugged into the wall while you’re not using them. Unplug it if you’re not using it.
11. Be aware of your home’s temperature.
Avoiding running your heat during the winter and turning the thermostat down in the summer can save you about 3% per degree. Also avoid using scalding hot water during showers.
Even if you just save $10 a month from all of these clever hacks, they’re worth doing.
After all, it’s better than not saving money.
Share these epic money tips with your friends. Maybe they’ll buy you a thank-you gift with the savings!